First Atlantic Commerce (FAC) is a well-known company that offers internet payment solutions worldwide. Along with processing credit and debit cards, FAC also supports other payment options and provides tools to screen for online fraud and manage risks. We collaborate with multiple banks in Latin America, the Caribbean, Europe, and Mauritius. Our Payer Authentication solution, which is fully compliant with Verified by Visa and MasterCard® SecureCode™, is built on the secure technology of the Card Associations’ 3-D Secure™. This solution helps merchants and bank Acquirers protect themselves from fraudulent transactions, chargebacks, and unauthorized payments on their eCommerce websites.